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Nicolette Opdam

Partner / Lawyer

Practice area

Nicolette Opdam is a partner and she is responsible for the Financial Services practice group.


Nicolette Opdam is an attorney at law specialising in pension and financial law and she is a partner at HVG Law. She has been associated with HVG Law since 1 September 2005 and works in the Amsterdam office. In addition to checking legal aspects, Nicolette always searches for pragmatic solutions for her clients and analyses the financial consequences of supervision issues.

In addition, she forms part of FSO: an international financial service line of EY, which provides support in the broadest sense to financial institutions, including pension funds, banks, trust offices and insurers.

Additional informationNicolette is experienced in particular in assisting and providing advice regarding the determination of the risk appetite of financial institutions, SIRAs and other policy issues related to adherence to regulatory rules and compliance.

In addition, Nicolette focuses on preparing, screening and pre-assessing boards of directors, management boards as well as directors and supervisory directors concerning the Fit and Proper Policy Rule 2012. Nicolette is the Compliance Officer for various financial institutions, which entails compliance checks of the Code of Conduct, governance set-up, reporting and dealing with incidents and providing advice related to integrity matters.

Nicolette regularly provides advice to her clients concerning governance issues, the prevention of conflicts of interest (or appearance thereof), policy and implementation concerning anti-money laundering legislation, client acceptance, communication, marketing materials, etc.

Nicolette’s activities also include providing advice related to pension processes, employee participation issues, market regulations provisions and pension-specific advice, such as the structuring of pension funds, governance issues, assistance and setting up various financial institutions and/or the acquiring of permits for market entry.

In addition, Nicolette has experience in conducting legal proceedings as well as cases under administrative law (usually supervision cases of the Netherlands Authority for the Financial Markets and DNB, but also concerning Sectoral Pension Funds), as well as under civil law or in arbitration.

Nicolette has published various articles and is often requested as a lecturer. She is co-author of ‘Text and Commentary on Pensions’ and heads the pension section of EY.