"A holistic view and risk appetite are key essentials for successful implementations and changes."

Dennis Apperloo


Dennis Apperloo

Dennis Apperloo

Financial services / Amsterdam


Dennis is a highly experienced attorney at law in the financial services practice group of HVG Law. He is specialized in the following areas:

  • Financial regulatory law;
  • Governance;
  • Compliance; and
  • Data Privacy.


He advises financial institutions, such as banks, asset managers, payment institutions, (consumer) lenders and insurance companies, as well non-financial institutions that are subject to financial regulatory law, such as trust offices.


He mainly focuses on the implications regarding regulations for investment firms (MiFID II/MIFIR),  payment service providers (PSD II), (consumer) lenders, audit firms and banks (CRD IV). Furthermore, he is experienced in FinTech, such as online financial advice and the use of big data by financial institutions. He has particular expertise with respect to consumer lending and anti-money laundering, governance and integrity matters. He advises various corporates (non-financial institutions) on the impact of financial regulations on their daily operations.  In addition, he litigates for clients in civil and public law and advises financial institutions on the enforcement actions by financial regulators.

Additional information

Education: Dennis holds a Master in Corporate and Financial law (2010) from the Radboud University Nijmegen. Prior to HVG Law Dennis worked at a large international law firm. Dennis also completed the Law Firm School (2014). Dennis is a member of the Dutch Association for Financial Law.

Contact information

dennis.apperloo@hvglaw.nl +31 6 21 25 18 38